The current product boundary, in plain language.

Who provides the service?

Investing by The Assembly Method is operated by Assembly Method LLC, a Utah limited liability company. George Ramsay is the founder and current operator.

Service questions can be sent to George@TheAssemblyMethod.com.

What does early access mean?

The product is experimental and still changing. Features, supported account types, brokerage connection methods, scheduling, communications, and automation controls may be revised, limited, paused, or removed while the product is evaluated.

Early access does not promise that the product will become a paid service, remain continuously available, or preserve every current feature.

What does the software do?

The software is designed for recurring portfolio review. Depending on the configured product state, it can review a connected portfolio and market conditions, produce explanations and recommendations, and support account automation only within permissions the user has explicitly enabled.

The product is not a bank or brokerage. Assembly Method does not take custody of the user's brokerage cash or securities. The currently supported brokerage is Webull.

A recommendation does not itself authorize a trade. Brokerage execution authority remains a separate, account-scoped setting.

Investment risk does not disappear.

Investing involves risk, including loss of principal. The service does not guarantee returns, guarantee preservation of capital, promise that an algorithm will beat the market, or establish that the current strategy is superior to a simple passive portfolio.

The public methodology and evidence surface describes what has and has not been established. A reproducible methodology is not the same thing as verified investment performance.

Users remain responsible for deciding whether their account settings, risk choices, time horizon, and automation permissions are appropriate for them.

How does trading permission work?

The current product uses explicit per-account permission levels such as Read only, Buy only, and Buy + sell. Increasing trading access requires a deliberate product action and confirmation.

Pause and emergency-stop controls can further restrict otherwise valid account permissions. The current permission model does not include a withdrawal or transfer permission.

Users should review account permissions and brokerage activity regularly and lower or stop automation whenever they do not want the software to act.

How should brokerage access be handled?

Brokerage connection information must be entered only through the authenticated product flow made available for that purpose. Do not send brokerage credentials through email, chat, or an early-access form.

The current owner-testing bridge may use Webull OpenAPI developer credentials. The normal Webull username and password are not collected by that connection path. This developer-key route is not the intended broad consumer onboarding model.

Users are responsible for protecting their authentication credentials, keeping brokerage security controls such as MFA current, and reporting suspected unauthorized access.

What communications can be sent?

Someone who joins early access may receive a bounded confirmation and product-related follow-up associated with that signup. Authenticated users may also configure supported product communications such as recurring investing updates.

Communication preferences do not create brokerage authority, and turning off regular communications does not by itself change an account's separate trading permission.

What does early access cost?

No public paid plan or pricing has been set for the current early-access product. Joining the public early-access list does not charge a product fee.

If a paid product is introduced later, the applicable price, renewal, cancellation, and refund terms should be presented before payment. These early-access terms are not a substitute for those future paid-offer terms.

How can participation be stopped?

For brokerage automation, users can reduce account permission to Read only or use available pause or emergency-stop controls to prevent automated trading authority.

For full early-access deactivation, removal from the early-access list, or an account/data request, email George@TheAssemblyMethod.com from or with the address associated with the signup or account. Those requests are handled manually during early access.

What remains the user's responsibility?

• Protect account and brokerage authentication information.
• Keep profile, risk, and automation settings accurate.
• Review brokerage activity and product notices.
• Use stop or restrictive controls when automation should not continue.
• Comply with the supported brokerage's own account terms and requirements.

The service can make recurring investing work easier to inspect. It cannot remove market uncertainty or replace the user's responsibility for the settings they authorize.

How is product data handled?

The current data practices are described in the Privacy Notice. The public methodology surface is intentionally separate from private customer, brokerage, credential, and portfolio data.

Can these terms change?

Yes. The early-access product is changing, and these terms should be updated when the material service boundary changes. The current version and last-updated date are published on this page.

Before a paid public plan or broader brokerage onboarding is launched, the terms should be reviewed again against the actual production offer.